HONESTI INSURANCE
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Flood Insurance to fit your budget and needs

Low Cost Flood Insurance in Douglasville

Do I Need Flood Insurance?
Many conditions can cause flooding: spring thaws, heavy rains, hurricanes and the rapid accumulation of rain after a wildfire are just some of them. And, while certain areas are prone to flooding, it can happen anywhere and at any time. According to Fema.gov, floods are the No. 1 natural disaster in the United States. "All it takes is a few inches of water to cause major damage to your home and its contents," the federal government-run website declares.
So, are you prepared? Beyond readying your home and developing a family emergency plan, being prepared for a flood means understanding a bit about insurance.​
HOMEOWNERS INSURANCE DOES NOT TYPICALLY COVER FLOODS
Most important is the fact that a standard homeowners insurance policy typically doesn't cover flood damage. And because floods can occur anywhere, you should consider purchasing a separate National Flood Insurance Program (NFIP) flood policy through an insurance agent. The NFIP is managed by the Federal Emergency Management Agency (FEMA).

Do you need Flood Insurance?
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Flood Insurance
​Not everyone understands the need for a separate flood policy. In fact, research shows that there's a common misconception that homeowners insurance covers flood damage when, in fact, it typically doesn't. In a recent survey, 44 percent of Americans said they believed they were covered for weather-related floods, when, in fact, only 15 percent reported having purchased a flood insurance policy through the NFIP.

HOW MUCH DOES FLOOD INSURANCE COST?
Costs for flood insurance will vary depending on how much coverage you buy, what the policy covers (does it just cover the structure? the contents of your home?) and your property's flood risk. The NFIP offers flood risk maps to help you identify your community's level of risk.
Licensed and doing business in the following states: 
​Alabama, Arizona, Arkansas, California, Connecticut, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Mississippi, Missouri, ​New Jersey, New York, Nevada,  North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia & Washington

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678-481-0566​

Honesti Owens, Ph.D.
Commercial Specialist, P&C Instructor,  & Notary
Licensed Agent, Accident, Sickness, Casualty, Life & Property

Honesti Rules!
Licensed in AK, AL, AR, AZ, CA, CT, FL, GA, IL, IN, LA, MD, MN, MO, MS, NC, NJ, NV, OH, PA, SC, TN, TX, VA, WA
  • Welcome
  • Personal Lines
    • Auto Insurance
    • Home Insurance
    • Renters Insurance
    • Mobile Home Insurance
    • Vacant Home Insurance
    • Flood Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Watercraft Insurance
    • Snow Mobile Insurance
    • Personal Umbrella Insurance
  • Commercial Auto
    • Trucking Videos
    • Tractor Trailer
    • Tow Truck Insurance
    • Bobtail Insurance
    • Motor Truck Cargo
    • Trailer Interchange Insurance
    • Dump Truck Insurance
    • Waste Haulers
  • Business
    • General Liability Insurance
    • General Contractors Insurance
    • Artisans Insurance
    • Business Owners Insurance
    • Barbershop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Warehouse Insurance
    • Landlord Insurance
    • Habitational Insurance
    • Special Events Insurance
    • Workers Compensation
    • Commercial Umbrella Insurance
    • Fitness Center Insurance
    • Strip Mall Insurance
    • Church Insurance
    • Errors and Omissions Insurance
    • Aircraft Insurance
  • Life Insurance
  • Notary
    • Accessibility Statement
    • Privacy Policy
  • Trucking Apparel
  • Photo Gallery