HONESTI INSURANCE
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Commercial Auto Insurance to fit your budget and needs

Low Cost Commercial Auto Insurance in Douglasville

What Does Commercial Auto Insurance Cover?
Commercial Auto Insurance can help pay to repair physical damage to the vehicle you drive for business if it's damaged by theft, weather events, or collisions. It can also pay for lawsuit costs associated with accidents, such as medical expenses and legal fees.

Let's take a more in-depth look at business auto insurance coverage and how it protects your company.
Commercial Auto Insurance Coverage: What's Included
A commercial auto insurance policy usually offers four major types of protection:
  • Auto liability coverage can help pay for property damage or bodily injury you cause. It can also help pay for accident-related legal expenses, such as attorney fees or settlement costs.
  • Medical payment coverage can cover medical bills if you or your passengers are injured in a car crash, regardless of fault.
  • Physical damage and collision coverage can pay for repairs if your vehicle is damaged by something other than a car accident. For example, theft, vandalism, certain weather events, and collisions with an object are usually covered incidents.
  • Uninsured motorist coverage can help pay for damage to your car or bodily injuries you suffer if somebody who doesn't have insurance hits your vehicle.
You may already have liability insurance, such as General Liability Insurance or Professional Liability Insurance, to protect your business from lawsuit costs. But commercial auto coverage is the policy that helps your business address lawsuits over car accidents. Considering how often you might drive for work, this protection can be valuable.
Every business has specific needs and specific needs require specific insurance.
For trucking businesses, businesses with trucks, or independent truck drivers, commercial truck insurance is a tailored policy that addresses trucking risks.
No matter how many trucks you have on the road, this insurance will help protect you, your business, and your vehicles.
If you are an owner-operator, you will want to find the perfect truck insurance, and arming yourself with knowledge is the first place to start.
Our agents will take the time to explain coverage options and walk you through types and choices. Call us during your next truck stop or visit our website to apply for a Quick Quote.

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Douglasville: (678) 481-0566

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​Do I Need Commercial Auto Coverage If I Have a Personal Auto Policy?
It depends. If you only use your personal vehicle to commute and to occasionally meet a client, your personal auto coverage might be enough.
However, business auto coverage might be a better fit if:
  • You frequently drive your personal vehicle for business.
  • You own a vehicle that is registered to your business.
  • Your employees drive company vehicles.
​
Commercial Auto Insurance Isn't Your Only Option
Commercial Auto Insurance offers useful protection, but it doesn't cover employees who drive their personal vehicles for business. Your business can be held liable for accidents that happen during these company errands, so it's smart to have Hired and Non-Owned Auto Insurance just in case.
Hired and Non-Owned Auto coverage offers liability protection for accidents that happen when employees drive their own vehicles on behalf of your business. If your employees frequently use their personal vehicles to do their job, you may want to consider purchasing this policy.
That's the beauty of small business insurance – there's a policy for most of your business needs!
Licensed and doing business in the following states: 
​Alabama, Arizona, Arkansas, California, Connecticut, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Mississippi, Missouri, ​New Jersey, New York, Nevada,  North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia & Washington

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678-481-0566​

Honesti Owens, Ph.D.
Commercial Specialist, P&C Instructor,  & Notary
Licensed Agent, Accident, Sickness, Casualty, Life & Property

Honesti Rules!
Licensed in AK, AL, AR, AZ, CA, CT, FL, GA, IL, IN, LA, MD, MN, MO, MS, NC, NJ, NV, OH, PA, SC, TN, TX, VA, WA
  • Welcome
  • Personal Lines
    • Auto Insurance
    • Home Insurance
    • Renters Insurance
    • Mobile Home Insurance
    • Vacant Home Insurance
    • Flood Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Watercraft Insurance
    • Snow Mobile Insurance
    • Personal Umbrella Insurance
  • Commercial Auto
    • Trucking Videos
    • Tractor Trailer
    • Tow Truck Insurance
    • Bobtail Insurance
    • Motor Truck Cargo
    • Trailer Interchange Insurance
    • Dump Truck Insurance
    • Waste Haulers
  • Business
    • General Liability Insurance
    • General Contractors Insurance
    • Artisans Insurance
    • Business Owners Insurance
    • Barbershop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Warehouse Insurance
    • Landlord Insurance
    • Habitational Insurance
    • Special Events Insurance
    • Workers Compensation
    • Commercial Umbrella Insurance
    • Fitness Center Insurance
    • Strip Mall Insurance
    • Church Insurance
    • Errors and Omissions Insurance
    • Aircraft Insurance
  • Life Insurance
  • Notary
    • Accessibility Statement
    • Privacy Policy
  • Trucking Apparel
  • Photo Gallery