Commercial Auto Insurance to fit your budget and needs
Low Cost Commercial Auto Insurance in Douglasville
What Does Commercial Auto Insurance Cover?
Commercial Auto Insurance can help pay to repair physical damage to the vehicle you drive for business if it's damaged by theft, weather events, or collisions. It can also pay for lawsuit costs associated with accidents, such as medical expenses and legal fees.
Let's take a more in-depth look at business auto insurance coverage and how it protects your company.
Commercial Auto Insurance Coverage: What's Included
A commercial auto insurance policy usually offers four major types of protection:
Every business has specific needs and specific needs require specific insurance.
For trucking businesses, businesses with trucks, or independent truck drivers, commercial truck insurance is a tailored policy that addresses trucking risks.
No matter how many trucks you have on the road, this insurance will help protect you, your business, and your vehicles.
If you are an owner-operator, you will want to find the perfect truck insurance, and arming yourself with knowledge is the first place to start.
Our agents will take the time to explain coverage options and walk you through types and choices. Call us during your next truck stop or visit our website to apply for a Quick Quote.
Want a Quick Quote?
Douglasville: (678) 481-0566
Do I Need Commercial Auto Coverage If I Have a Personal Auto Policy?
It depends. If you only use your personal vehicle to commute and to occasionally meet a client, your personal auto coverage might be enough.
However, business auto coverage might be a better fit if:
Commercial Auto Insurance Isn't Your Only Option
Commercial Auto Insurance offers useful protection, but it doesn't cover employees who drive their personal vehicles for business. Your business can be held liable for accidents that happen during these company errands, so it's smart to have Hired and Non-Owned Auto Insurance just in case.
Hired and Non-Owned Auto coverage offers liability protection for accidents that happen when employees drive their own vehicles on behalf of your business. If your employees frequently use their personal vehicles to do their job, you may want to consider purchasing this policy.
That's the beauty of small business insurance – there's a policy for most of your business needs!