Low Cost Fitness Center Insurance in Conyers & Douglasville
10 Types of Insurance Every Fitness Business Needs
As a fitness or health club owner, your top priority is the health and wellness of your clients. You and your staff work closely with your clients, pushing them to be the best and healthiest versions of themselves. But do you have the right insurance coverage to guarantee the health and wellness of your business?
From medical accidents to falls in the weight room and broken equipment, there are many unique risks to running a fitness business. Whether you own a cycling studio, yoga studio, martial arts studio, or gym, you will need various forms of coverage to protect your clients, employees, and business.
Here are ten types of insurance coverage you need if you own a fitness or health business.
This coverage is especially important if you hire independent contractors, such as personal trainers or physical therapists to work in your gym or studio. You will want to make sure that the contractor has a certificate of insurance with a general liability limit of at least $1 million with incidental medical malpractice coverage and adds you, the employer, as an additional insured.
Employee Dishonesty, Money and Securities Coverage
This coverage will protect you against financial theft, computer fraud or identity theft. To prevent these risks, your business should perform background checks on all employees and have a strong IT network to protect your clients’ personal information.
In addition to receiving the best insurance coverage for your fitness business, we recommend that you practice the following safety precautions:
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Honesti Owens, Ph.D.
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