HONESTI INSURANCE
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Business Owners Insurance to fit your budget and needs

Low Cost Business Owners Insurance in Douglasville

It may sound like a dance craze from the 1950s, but a BOP—a Business Owners Policy—can protect your small business against today’s most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP.
Since a BOP is prepackaged, there is only one policy to review and it can be more cost effective than purchasing separate policies. Additional coverage can be added in the form of endorsements or riders.
Since a BOP insurance policy is specifically designed for small and medium-sized businesses, the type of business can influence eligibility. Normally, companies with 100 employees or fewer and revenues of up to about $5 million or less are candidates for a BOP. Some types of businesses, such as restaurants, may be ineligible for a BOP because of the specific risks inherent in the business and may need to consider buying the individual coverages separately.
Combining three insurance policies into one package
In a single, convenient package, a BOP provides the core insurance that most small businesses need, including:
  • Property insurance—Protection for your building or office space, as well as property owned by your business, such as equipment and inventory.
  • Liability insurance—Coverage for costs that arise if someone is injured at your business or by using your products or services.
  • Business interruption insurance—Also known as Business Income insurance, this coverage replaces lost revenues in the event that your business has to shut down due to fire, wind damage or other covered losses.

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You can tailor a BOP to meet your needs
It’s important to understand that a BOP doesn’t cover all risks associated with running a small business and the coverage limits are usually lower. If you have employees, you may be required to carry workers compensation insurance, depending on your state. If you have a business-owned vehicle, you’ll need coverage beyond your personal car insurance. You might also consider insurance for relatively new risks such as computer system break-in or business identity theft.​
There are unique risks associated with your small business; one of our insurance agents can help you find the coverages that are right for you. ​​
E-mail: aQuote@HonestiInsurance.com
Licensed and doing business in the following states: 
​Alabama, Arizona, Arkansas, California, Connecticut, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Mississippi, Missouri, ​New Jersey, New York, Nevada,  North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia & Washington

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678-481-0566​

Honesti Owens, Ph.D.
Commercial Specialist, P&C Instructor,  & Notary
Licensed Agent, Accident, Sickness, Casualty, Life & Property

Honesti Rules!
Licensed in AK, AL, AR, AZ, CA, CT, FL, GA, IL, IN, LA, MD, MN, MO, MS, NC, NJ, NV, OH, PA, SC, TN, TX, VA, WA
  • Welcome
  • Personal Lines
    • Auto Insurance
    • Home Insurance
    • Renters Insurance
    • Mobile Home Insurance
    • Vacant Home Insurance
    • Flood Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Watercraft Insurance
    • Snow Mobile Insurance
    • Personal Umbrella Insurance
  • Commercial Auto
    • Trucking Videos
    • Tractor Trailer
    • Tow Truck Insurance
    • Bobtail Insurance
    • Motor Truck Cargo
    • Trailer Interchange Insurance
    • Dump Truck Insurance
    • Waste Haulers
  • Business
    • General Liability Insurance
    • General Contractors Insurance
    • Artisans Insurance
    • Business Owners Insurance
    • Barbershop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Warehouse Insurance
    • Landlord Insurance
    • Habitational Insurance
    • Special Events Insurance
    • Workers Compensation
    • Commercial Umbrella Insurance
    • Fitness Center Insurance
    • Strip Mall Insurance
    • Church Insurance
    • Errors and Omissions Insurance
    • Aircraft Insurance
  • Life Insurance
  • Notary
    • Accessibility Statement
    • Privacy Policy
  • Trucking Apparel
  • Photo Gallery