HONESTI INSURANCE
  • Welcome
  • Personal Lines
    • Auto Insurance
    • Home Insurance
    • Renters Insurance
    • Mobile Home Insurance
    • Vacant Home Insurance
    • Flood Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Watercraft Insurance
    • Snow Mobile Insurance
    • Personal Umbrella Insurance
  • Commercial Auto
    • Trucking Videos
    • Tractor Trailer
    • Tow Truck Insurance
    • Bobtail Insurance
    • Motor Truck Cargo
    • Trailer Interchange Insurance
    • Dump Truck Insurance
    • Waste Haulers
  • Business
    • General Liability Insurance
    • General Contractors Insurance
    • Artisans Insurance
    • Business Owners Insurance
    • Barbershop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Warehouse Insurance
    • Landlord Insurance
    • Habitational Insurance
    • Special Events Insurance
    • Workers Compensation
    • Commercial Umbrella Insurance
    • Fitness Center Insurance
    • Strip Mall Insurance
    • Church Insurance
    • Errors and Omissions Insurance
    • Aircraft Insurance
  • Life Insurance
  • Notary
    • Accessibility Statement
    • Privacy Policy
  • Trucking Apparel
  • Photo Gallery

Errors and Omissions Insurance to fit your budget and needs

Low Cost Professional Errors and Omissions Insurance in Douglasville

Nurse
​Who needs Professional Errors & Omissions Insurance?
Professionals, such as doctors, lawyers and accountants, along with a growing number of other occupations, need special insurance protection. Besides the grand old professions, pharmacists, architects, engineers, opticians, beauticians, insurance agents, and various types of consultants are targeted by lawsuits due to the high standard of accountability under which they operate.

In most instances, a general or commercial general liability policy will protect a business against damage or injury their actions may cause to others. However, this type policy is designed to handle loss associated with fairly generic and low-risk activities. Examples are customers who cut their hands on a sharp edge of an office's reception desk or a customer who is hurt when she collides with a clerk who is stocking a shelf. Much more is at stake with professional activities such as the following:
  • Expert Status–Persons who need professional liability coverage are those whom the general public depend upon as experts. They provide assistance with special issues such as personal health, expensive business transactions, or personal crises. Many of these situations also involve a high-level of emotion. When something goes wrong, it is much more likely that a client will pursue "justice" through the courts.
  • Reputation–Any claim a client makes against a professional involves that individual's reputation. In many instances, paying a claim bears the stigma of admitting to a mistake. The professional may suffer from a lowered status and could face sanctions from related professional associations or regulatory authorities. Further, many professionals are proud of their standing and their abilities; admitting being wrong is usually fiercely resisted.

Want a Quick Quote?

Douglasville: (678) 481-0566

    Want us to contact you?

Submit
​
  • Defense Costs–Defending against claims of professional error or incompetence is usually very expensive and time-consuming. Trials will generally involve expert testimony and technical arguments and the likelihood of resolving issues quickly (particularly via a settlement) is extremely low.
  • Identifying A Loss–The timing between when a loss occurs and when a claim or suit is filed can be a mystery. A professional may find out she's being sued today for something that happened ten years ago. The potential for a huge time gap before a loss arises makes professional liability a very difficult type of business to underwrite and to price.
You have invested a lot in your business and your profession. It is important to be sure that you take the steps to deal with the special as well as the routine sources of loss. As usual, it is always a good idea to discuss your questions and needs with one of our insurance professionals.
Honesti
E-mail: aQuote@HonestiInsurance.com
Licensed and doing business in the following states: 
​Alabama, Arizona, Arkansas, California, Connecticut, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Mississippi, Missouri, ​New Jersey, New York, Nevada,  North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia & Washington

Contact Us

Picture
Picture
Picture
Picture

Location

CALL TODAY AND GET INSURED TODAY
678-481-0566​

Honesti Owens, Ph.D.
Commercial Specialist, P&C Instructor,  & Notary
Licensed Agent, Accident, Sickness, Casualty, Life & Property

Honesti Rules!
Licensed in AK, AL, AR, AZ, CA, CT, FL, GA, IL, IN, LA, MD, MN, MO, MS, NC, NJ, NV, OH, PA, SC, TN, TX, VA, WA
  • Welcome
  • Personal Lines
    • Auto Insurance
    • Home Insurance
    • Renters Insurance
    • Mobile Home Insurance
    • Vacant Home Insurance
    • Flood Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Watercraft Insurance
    • Snow Mobile Insurance
    • Personal Umbrella Insurance
  • Commercial Auto
    • Trucking Videos
    • Tractor Trailer
    • Tow Truck Insurance
    • Bobtail Insurance
    • Motor Truck Cargo
    • Trailer Interchange Insurance
    • Dump Truck Insurance
    • Waste Haulers
  • Business
    • General Liability Insurance
    • General Contractors Insurance
    • Artisans Insurance
    • Business Owners Insurance
    • Barbershop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Warehouse Insurance
    • Landlord Insurance
    • Habitational Insurance
    • Special Events Insurance
    • Workers Compensation
    • Commercial Umbrella Insurance
    • Fitness Center Insurance
    • Strip Mall Insurance
    • Church Insurance
    • Errors and Omissions Insurance
    • Aircraft Insurance
  • Life Insurance
  • Notary
    • Accessibility Statement
    • Privacy Policy
  • Trucking Apparel
  • Photo Gallery